It's fairly unusual I think, Babsie.
For a set monthly fee, they offer two health checks a year, flea & worming treatment as needed, vaccinations, neutering. On top of this, if your pet is ever ill, you can see the vet free of charge and any meds prescribed are covered. Any in-house treatments, operations, testing is included and, in addition, they will also give you up to £4k towards a referral (limit resets every year). It also includes dental work, which most insurance policies didn't cover when I checked.
The only proviso is that your pet needs to be raw fed. Our vets are huge advocates of raw feeding and, as such, believe that a lot of the common conditions they're regularly seeing pets for are diet related. Soooooo, get the pets onto the most species appropriate diet and you should be seeing them less (in theory!).
We weighed up the cost vs insurance & paying for preventatives ourselves & we were not only saving money (assuming Freddie is never ill, which of course he already has been!) but also getting a slightly better level of cover with no excess to pay.
How interesting. Bella is just on the usual one for vaccinations, flea and worm treatments etc, plus Petplan. Even more interesting is the stipulation for raw feeding. Things have come such a long way - and some vets are still against it. I did join the Facebook group but .......:roll::lol: