megansmummy
Mama Doe
Thanks goodness I did, the vet bill for last Sunday night and Monday is £497.00.
Im going to show this to hubby...he is unsure about getting insurance but that kind of bill would be a nightmare!! :?
Thanks goodness I did, the vet bill for last Sunday night and Monday is £497.00.
Well, in the T&Cs they say it can go up each year because the cost of veterinary treatment increases. Though I did read on another board I've been using for years that cat and dog owners said their premiums didn't go up. Guess I'll just see what happens. My poilcy has a 10% discount for the first year in any case.
But they do say this:
They only offer the Covered for Life policy for Rabbits; there aren't a range of options as there are for cats and dogs.
Have you made a claim yet Ali ? I am waiting for the claim forms to arrive.
I paid £78.00 for the year for Cutie-pie with Pets at Home. This was the only company that would insure her as she is over 5 years old. The excess is £75.00.
Thanks goodness I did, the vet bill for last Sunday night and Monday is £497.00.
No. I haven't claimed yet but those who have said that there have been no problems with claims. I am sure it will be fine!
Im going to show this to hubby...he is unsure about getting insurance but that kind of bill would be a nightmare!! :?
For the single annual payment of £80 we will provide your bunny with 2 FREE six monthly health checks, 2 myxomatosis vaccines, a single annual VHD vaccine and a tube of Panacur Rabbit wormer. Insured clients also will receive 25% discount.
I hope so. They are not fast in getting the forms out. If not here by Monday I will phone them again.
I'm finding it hard to find a company to insure my 2 bunnies as they are 6 and 7 :? I'm thinking of putting a bit away each week for " just in case,"
I found they were slow at sending the form out too. They were also a bit useless on the continuation of Artie's claim re his kidney remova, though they were quick on the initial claim. For the second claim they had sent it to the underwriters to pay but told me the cheque had been sent out. When I contacted them again a week later I was told the accurate story. They did pay out, which was the main thing and I'm so grateful I had the insurance. Artie has cost abut £2k in the last year and thanks to P@H insurance I've got £1k of it back.
I have 6 rabbits insured with Pet Plan and 2 with P@H. Artie is with P@H because he was over 5 when I decided to insure him and I moved Rudy to P@H on renewal because he has a long list of exclusions so I'd rather pay £78 to P@H for more basc insurance than approx £120 pa to Pet Plan for very little cover (he has pre-existing gastro-intestinal and dental issues).
Thanks for the information. I assume that don't pay out for any dental problems or any of the pet insurers.
Did Pets at Home not pay out all the £2,000 ?
Some of the £2,000 cost this year was for pre-existing problems 1 x £200 for stasis episode and about £400 for related to bladder sludge. His new issue of kidney stones leading to kidney removal cost £1400 - they paid out all £1000 of the cover, he was on the annual cover only as I made a mistake when buying. However, god forbid, if he developed a new condition I still have another £1k to go at as it's £1k per condition for the year not £1k in total.
Oh no, maybe I haven't read my policy properly. £1,000 doesn't go far.
I never knew statis was a pre existing condition.
If you paid £78 for life cover then you have £1,500 cover, that's what I've got for Rudy, I made a mistake and bought annual for Artie but didn't change it as I would have had to cancel it and wait the 10 day period again.