Pet insurance

KCG said:

I've come across a topic like this on the forum before, you can have a look at it as well. Pet insurance companies in the UK were discussed

http://forums.rabbitrehome.org.uk/s...surance-for-their-rabbits&highlight=insurance

Click to expand...

InspectorMorse said:

Do remember that Insurance Companies are unlikely to cover for any type of condition that the Rabbit has had prior to taking the Policy out. So for Mischief you could find that any Respiratory Tract problem and facial mass problem could be excluded.

Click to expand...

Zigzag said:

I use 4paws who are excellent, and Agria who aren’t as good.

As Jane mentioned, companies don’t cover pre existing conditions. The other alternative would be to save a certain amount each month x

Click to expand...

twistedtiggerz69 said:

Thank you yes we considered this but after the recent run of events we have decided to insure them both. I just hope the insurance does pay out on non pre-existing conditions. Otherwise what is the point?xx

Sent from my SM-G361F using Tapatalk

Click to expand...

loobers25 said:

I think it is a great idea to get pet insurance. I pay 19 pounds a month with Agria for Bodmin and 17 a month with Petplan for Maple.

Agria in my experience has never not paid or investigated anything and I know that they have accidentally paid for pre existing conditions.

The downside to Agria is they often get stuff wrong just a few examples

They set up multiple policies for Toby and Millie some coming out annually some coming out monthly and the staff seem abit under trained on the phone and didn’t know how to find all the duplicate accounts to cancel them so I had to go through my bank

Just of recently Dennis had covered for life policy and which renews automatically every year. They sent me a letter to say they where going paperless because of covid and someone their end accidentally cancelled his policy. I tried to submit a claim and they said I am sorry his policy has been terminated [emoji38]

Anyway went it went to the investigation team and they realised what they had done and apologised. They said in order to pay for Dennis’s treatment I had to increase my monthly payment for the months they had cancelled the policy and my payments.
Anyway that was supposed to be a one off payment and since they have been notified that Dennis has passed away they are taking the one off payment monthly and now I am due a refund

*Insert circus music here*

Long story short Agria are a mess and sometimes that mess goes in your favour as they don’t check things and shell out for anything

Pet plan are abit particular and might put up a fight but have always shelled out in the end


Sent from my iPhone using Tapatalk

Click to expand...

twistedtiggerz69 said:

I love the circus music bit [emoji23]

I guess I need to just do quotes on these ones then and then decide [emoji4] thank you so much x

Ps I love all your bunny names especially Maple. Such a pretty and perfect name for a bun. I wish I knew what she looked like though...do you have a photo of her please?[emoji173]

Sent from my SM-G361F using Tapatalk

Click to expand...

loobers25 said:

Some terrible advice but I would be tempted to go with Agria as they will hash it up big time with the existing conditions

Maple says she would take her picture but she’s quite the looker and doesn’t want the boys to get flustered in this weather. Plus Tapatalk isn’t working for uploading images [emoji38]


Sent from my iPhone using Tapatalk

Click to expand...

Liz47 said:

I had Bigwig insured with PetPlan, they paid out quickly and no issues and claimed for her behavioural problem and lung tumour. We did however max out the full yearly £2,000 within a month. This time round I decided to go with Agria for Fern, since you get an extra £500 a year so £2,500. So far haven't had to use it and there is caps, for example only half the costs of a CT scan is covered. Jake isn't insured as he's 7, although would consider it if Agria do an age amnesty as he has little pre existing.

Click to expand...

twistedtiggerz69 said:

I didn't realise there was a max on yearly claims. Are you covering them for life on any conditions?
ie so they continue to pay for a condition for the rest of their life?

Mischief is 3 in September but has a few conditions they won't cover now. Lillabelle is obviously a baby. Us there a better insurance for each of them?

I will look at them all and see what amounts they cover and any excess. Premium cost is not the most important thing to me. There is no point going for the cheapest if it doesn't cover them.

Thanks for your help x

Sent from my SM-G361F using Tapatalk

Click to expand...

Liz47 said:

With rabbit policies they PetPlan only offer a lifetime policy, and as I'm far as is aware Agria too, but there is a max benefit per year so all conditions will dip into 'the pot' of money (ie £2,000 for PetPlan) but upon renewal the money will replenish and you can keep claiming for the same conditions. It was just unfortunate Bigwigs policy renewed in January, and she got sick in February and used up the full yearly amount so I had no money left until the following yearly renewal but sadly she didn't make it till then.

I would say in my experience PetPlan are more likely to be 'picky' about pre existing, they tend to make things quite general. For example in dogs I know a dog who ripped a claw and they then had an exclusion on 'limbs' rather than just claws! The vets can write to dispute an exclusion if they are willing.

Click to expand...

Shimmer said:

I would also talk to the person at your vet who deals with the insurance claims. Sometimes it is one of the nurses. You may have to word your query carefully as they can't say certain things as it would be unprofessional. Ask them about who they would use to insure their rabbit with.

Click to expand...