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Thread: Who has insurance for their rabbits?

  1. #1
    Mama Doe
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    Default Who has insurance for their rabbits?

    After an almost £300 vet bill last night, I'm considering insurance for the first time. My rabbits are rarely unwell (touch wood), but wondering if it is worth getting them insured. I'd be interested to hear if anyone on here has their bunnies insured, and if you think it is worth the monthly cost (also, how much do you pay monthly for yours?)

  2. #2
    Wise Old Thumper
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    Never had insurance for my rabbits. I think it depends to an extent on people's circumstances and whether they would be able to find large amounts to pay a hefty bill.

  3. #3
    Forum Buddy Liz47's Avatar
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    PetPlan and Agria seem to come up as the most recommended for bunnies. I've been with PetPlan, they paid out quickly every time. I claimed for behavioural and then they also paid out for a dental and Bigwigs' referral for lung tumour. However, before I'd had any claims and when she'd turned one it did go up quite a bit and again at the next renewal so I'd imagine it would've ended up quite expensive. They tend to introduce a 10 or 20% copayment when the rabbit is senior also. Sadly Bigwig died before she was 3, but I started off paying about £9 a month and ended on £16. I got a quote to insure a 3 year old bunny recently and both companies were about £20.

    Jake isn't insured as he has too much pre existing, anything noted on your rabbits history won't be covered by insurance now. Jake had exclusions for teeth, respiratory and ears. He has a respiratory infection when we first got him and has since had one or two flare ups, had ear wax noted at a vaccine appt and has to have his ears cleaned at home every now and again and had a dental.

  4. #4
    Forum Buddy Craig 1965's Avatar
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    We are with pet plan. It sort of carried forward as our last 2 rabbits - Leo and flo both had cover via blue cross so we carried it on. Leo was exempt from claims as he was a lion head so is known to have dental issues (we found out the hard way in March when Leo had tooth spurs and a £400 bill. We are hoping that the insurance covers his treatment and hospital bills which were well over £3k. If they don’t, then I’m living in a tent minus a kidney.
    We were told by someone that another way to do it is to stuff 30 or 40 quid a month in a jar or an account and just use that for any bills. Currently up til Monday, we paid circa £30 month for our two rabbits but this will now drop to about 20 quid a month.
    Hope this helps.
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  5. #5

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    We have petplan and has been great for the buns that haven't had any history of problems.

    Blossom unfortunately was in stasis when she came into rescue and I've not managed to convince petplan that it's not due to a preexisting condition so she is not covered for that. They will review after a year of no illness so hopefully she will be covered next year.

    And dentals aren't covered for any buns but they did cover Rodney's first one as he was ill with other things at the time. They put a note on the claim saying they would never pay for another.

    Every so often I consider the savings in a jar but so far the 26 a month we pay has been worth it.

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  6. #6
    Warren Veteran KCG's Avatar
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    I heard it for the first time and now I'm searching. But I see that pet insurance in Turkey does not cover rabbits.

  7. #7

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    Sophie is insured, but Casper isn't as Petplan said he goes to the vets too often and they wouldn't insure him. I pay yearly instead of monthly, since you get a tiny discount that way, and it's about £110 per year, converted from euros, but she has the cheapest plan and it helps that she's been insured since she was little, because when you insure them once they're older it'll cost more I believe. To be honest, when she was younger it was a bit of a waste, since she rarely had health problems, but now that she's older and sees the vet more often I've been glad for the insurance. To be honest, I think at this point, if they would insure Casper, I wouldn't do it, because it would be very expensive because of his age, and a lot would be excluded, so in that case it probably works out better to put aside some money each month, like Craig mentioned.
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  8. #8
    Warren Veteran InspectorMorse's Avatar
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    Quote Originally Posted by Omi View Post
    Never had insurance for my rabbits. I think it depends to an extent on people's circumstances and whether they would be able to find large amounts to pay a hefty bill.
    This, if an unexpected Vet Bill into 4 figures is not something you could cover then Insurance is a must. But do choose carefully, some Pet Insurance is now very expensive, especially after the first year even if no claims are made during that time. Insurance companies will also jump through hoops to find reasons to decline a claim. However boring it is and however much there is ALWAYS read the small print. Any pre existing conditions will be excluded. So if before taking out the Insurance the Rabbit had been treated by a Vet for a gut Stasis it is unlikely that any GI tract problems would be covered by any future Insurance Policy.


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  9. #9
    Wise Old Thumper joey&boo's Avatar
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    I've always felt uneasy about insurance in the sense of what if they don't pay up? that said I rarely hear of people having a problem. The exclusions would have been prohibitive with Mousey who had EC when I adopted her. What I hadn't factored in to the cost of keeping bunnies is their needs when they are older (she has: daily metacam & joint support tablets, regular mite treatment & 'preventative' panacur) - I don't know whether insurance covers these things? Over the last 28 ish years I've had 9 bunnies (incl my current three). I'd say 2 of them I'd have been better to insure. Boo had an 'expensive' couple of years when she had a weird cyst causing all sorts of dental problems but its 15 months since her last. I do think the peace of mind would be nice but I'd have to get over my trust issues to obtain that. I don't know if any of your bunnies are 5+ years. I think that becomes an issue as most won't insure at 5+ but Agria do an age amnesty thing - every October I believe

  10. #10

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    Quote Originally Posted by joey&boo View Post
    I've always felt uneasy about insurance in the sense of what if they don't pay up? that said I rarely hear of people having a problem. The exclusions would have been prohibitive with Mousey who had EC when I adopted her. What I hadn't factored in to the cost of keeping bunnies is their needs when they are older (she has: daily metacam & joint support tablets, regular mite treatment & 'preventative' panacur) - I don't know whether insurance covers these things? Over the last 28 ish years I've had 9 bunnies (incl my current three). I'd say 2 of them I'd have been better to insure. Boo had an 'expensive' couple of years when she had a weird cyst causing all sorts of dental problems but its 15 months since her last. I do think the peace of mind would be nice but I'd have to get over my trust issues to obtain that. I don't know if any of your bunnies are 5+ years. I think that becomes an issue as most won't insure at 5+ but Agria do an age amnesty thing - every October I believe
    I think it depends on the insurance. For Sophie, the metacam is covered, but the joint support tablets aren't, and I think they'd cover the regular mite treatment. I think they wouldn't cover the panacur for Mousey, though, because she had EC when you adopted her, but if it was a new thing after she had been insured they would've.
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