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Thread: Newbie :)

  1. #11
    New Kit
    Join Date
    Jan 2019
    Location
    West Yorkshire
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    5

    Default Newbie :)

    Thanks for the advice.

    They will be vaccinated before we pick them up but will definitely need neutering!

    Any tips for insurance? One of our local vets does a healthcare plan which is different. Any thoughts?


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  2. #12
    Mama Doe binkyCodie's Avatar
    Join Date
    Mar 2017
    Location
    in my blanket fort - with the bunnies
    Posts
    2,353

    Default

    Quote Originally Posted by rachel77 View Post
    Thanks for the advice.

    They will be vaccinated before we pick them up but will definitely need neutering!

    Any tips for insurance? One of our local vets does a healthcare plan which is different. Any thoughts?


    Sent from my iPhone using Tapatalk
    I would always suggest insurance and a healthcare plan alongside.

    the healthcare plan gives you a few perks. that may be 25% off neutering, free or discounted vaccines, discounts in in house blood work & so fourth. but it doesn't actually cover any healthcare. it great to have though and can save you some on vaccines and any other things they may need doing.

    insurance covers if one of the buns is sick, and its over your excess (most are £65 or so). so if you have to go to an out of hours vets (expensive), they may be able to make a direct claim to your insurance who will pay out.

    some things may not be covered, eg dentals, but a lot of the time they are as long as routine health checks are preformed and you act on being told that your bun needs dental work with x amount of months.

    its best to get them insured young as any previous illnesses will be excluded from their insurance. you couldn't leave it then try to pick up insurance when they're sick, as theres a 2 week exclusion wait and any prior illnesses excluded. Luna had sore hocks before I got her insured, so any skin conditions are excluded on her insurance. Orion was insured at 12 weeks old, so he has no exclusions.

    theres many different insurers, I'm personally with Pet Plan but they're all much of a muchness. shop around and see where you can get the best deal tbh.

    its always helpful to have both IMHO. one covers any illnesses, and another can give discounts on healthcare, vaccines, neutering and any bloodwork. Luna has bloodtests to check her liver function, so we get a very small discount off of her bloods. its not much, but its always handy to have. and considering I had a bill recently of 500 (or more ) for an in day and overnight stay, it really saved my butt

    some people don't have insurance as they don't see it as worth it and some put money into savings accounts. the only thing is is that if bunny was really poorly, that money is going to disappear fast with some bills racking up into the thousands. as would the limit of claims (£2000-2500 usually), but at least you can then eat into savings and not do it to begin with. for me, I don't have a stable income so my savings account goes up very very slowly, so for me it wouldn't be viable as I might not have enough. for me, the peace of mind is what I pay for, even though one of them hasn't been sick (touch wood!) yet.


    rabbits are like angels; they have a way of finding people that need them, and filling an emptiness they didn't even know they had.

  3. #13
    Alpha Buck
    Join Date
    Dec 2018
    Location
    London uk
    Posts
    813

    Default

    Quote Originally Posted by rachel77 View Post
    Thanks for the advice.

    They will be vaccinated before we pick them up but will definitely need neutering!

    Any tips for insurance? One of our local vets does a healthcare plan which is different. Any thoughts?


    Sent from my iPhone using Tapatalk
    Hi

    We have 2 young buns one at nine weeks and one at ten and half weeks.
    Have been looking at insurance. I have looked at 3 that were suggested. Petplan, exotics direct and helpucover.
    I think the far better one is the pet plan ( just my opinion) the exotics direct only cover vet fees and thatís it where as the pet plan covers vets fees up to £2000 boarding ( if in hospital) up to £250 lost/stolen advertising and reward up to £250 as well as up to 10 sessions of hydrotherapy and up to £750 of alternative medicine as well as dentals ( excluding spurs as this is seen as preventative) and there is also an medical advice help line. Helpucover is slightly cheaper then the pet plan but doesnít have the medical help line. Hope this helps.

    We will also be doing the health care plan. With these you can get discounts on sertain services foods and preventative treatments ie neutering ect on some you get free unlimited nail clipping ( great if this seems scary). It can be difrent from vet to vet so check out the spacific one for yours.

    I will be signing up to both as really they run side by side. The total for my two buns will be around £55 a month but gives price of mind.

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