Older Rabbit Insurance Premiums? ?

[MightyMax]

I rang NCI and git a quote for around £10. And it was around around £10 for a 7 year old bun. They said they don't cover reoccurring conditions? ?? And that stasis would be viewed on a case by case basis. I am gonna ring Petplan to see what they say.

Ooh, that's worth looking into .. I have two more buns that I was just about thinking of insuring with NCI

Exotic Direct were like that - once they had paid out for a condition, ti was excluded. So I guess that's termed NOT 'lifetime cover'?

[daphnephoebe]

MM you're right - it's not a lifetime cover.
It's a condition cover which is the worst policy you can get, so explains why it's so cheap. Imagine if I got a condition cover.... they'd pay the first £300 for Phoebe's dental then every 6 to 7 weeks I'd have to pay £250 out of my own pocket.

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[Babsie]

I think you have to be careful with PetPlan, too, and ensure you choose the lifetime cover policy.

[Bunny Buddy]

MM you're right - it's not a lifetime cover.
It's a condition cover which is the worst policy you can get, so explains why it's so cheap. Imagine if I got a condition cover.... they'd pay the first £300 for Phoebe's dental then every 6 to 7 weeks I'd have to pay £250 out of my own pocket.

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I've just done a dummy quote for NCI and it is definitely life time cover on the page I was using. They even talk in the sales pitch about covering conditions for long-term/life etc.

[MightyMax]

MM you're right - it's not a lifetime cover.
It's a condition cover which is the worst policy you can get, so explains why it's so cheap. Imagine if I got a condition cover.... they'd pay the first £300 for Phoebe's dental then every 6 to 7 weeks I'd have to pay £250 out of my own pocket.

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Yes, well that's not the sort of thing I'm looking for either.

I've had Exotic Direct in the past, and it suited me, but I need to know what I'm buying

[cpayne]

I'm sure mine is lifetime cover with NCI.

[Babsie]

I'm sure mine is lifetime cover with NCI.

I think they do offer lifetime cover - depends what you opt for.

[Babsie]

Ooh, that's worth looking into .. I have two more buns that I was just about thinking of insuring with NCI

Exotic Direct were like that - once they had paid out for a condition, ti was excluded. So I guess that's termed NOT 'lifetime cover'?

You have the option to choose lifetime cover when you get a quote from NCI - just had a look at their website.

[MightyMax]

You have the option to choose lifetime cover when you get a quote from NCI - just had a look at their website.

When I spoke with them, they told me there was only one level of cover for rabbits

[Babsie]

When I spoke with them, they told me there was only one level of cover for rabbits

Oh, I'm so sorry; I just looked on their website.