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Thread: Older Rabbit Insurance Premiums? ?

  1. #11
    Wise Old Thumper MightyMax's Avatar
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    Quote Originally Posted by nickybunny1 View Post
    I rang NCI and git a quote for around 10. And it was around around 10 for a 7 year old bun. They said they don't cover reoccurring conditions? ?? And that stasis would be viewed on a case by case basis. I am gonna ring Petplan to see what they say.
    Ooh, that's worth looking into .. I have two more buns that I was just about thinking of insuring with NCI

    Exotic Direct were like that - once they had paid out for a condition, ti was excluded. So I guess that's termed NOT 'lifetime cover'?

  2. #12
    Warren Veteran daphnephoebe's Avatar
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    MM you're right - it's not a lifetime cover.
    It's a condition cover which is the worst policy you can get, so explains why it's so cheap. Imagine if I got a condition cover.... they'd pay the first 300 for Phoebe's dental then every 6 to 7 weeks I'd have to pay 250 out of my own pocket.

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  3. #13
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    I think you have to be careful with PetPlan, too, and ensure you choose the lifetime cover policy.

  4. #14
    Wise Old Thumper Bunny Buddy's Avatar
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    Quote Originally Posted by daphnephoebe View Post
    MM you're right - it's not a lifetime cover.
    It's a condition cover which is the worst policy you can get, so explains why it's so cheap. Imagine if I got a condition cover.... they'd pay the first 300 for Phoebe's dental then every 6 to 7 weeks I'd have to pay 250 out of my own pocket.

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    I've just done a dummy quote for NCI and it is definitely life time cover on the page I was using. They even talk in the sales pitch about covering conditions for long-term/life etc.
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  5. #15
    Wise Old Thumper MightyMax's Avatar
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    Quote Originally Posted by daphnephoebe View Post
    MM you're right - it's not a lifetime cover.
    It's a condition cover which is the worst policy you can get, so explains why it's so cheap. Imagine if I got a condition cover.... they'd pay the first 300 for Phoebe's dental then every 6 to 7 weeks I'd have to pay 250 out of my own pocket.

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    Yes, well that's not the sort of thing I'm looking for either.

    I've had Exotic Direct in the past, and it suited me, but I need to know what I'm buying

  6. #16
    Warren Veteran cpayne's Avatar
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    I'm sure mine is lifetime cover with NCI.

  7. #17
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    Quote Originally Posted by cpayne View Post
    I'm sure mine is lifetime cover with NCI.
    I think they do offer lifetime cover - depends what you opt for.

  8. #18
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    Quote Originally Posted by MightyMax View Post
    Ooh, that's worth looking into .. I have two more buns that I was just about thinking of insuring with NCI

    Exotic Direct were like that - once they had paid out for a condition, ti was excluded. So I guess that's termed NOT 'lifetime cover'?
    You have the option to choose lifetime cover when you get a quote from NCI - just had a look at their website.

  9. #19
    Wise Old Thumper MightyMax's Avatar
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    Quote Originally Posted by Babsie View Post
    You have the option to choose lifetime cover when you get a quote from NCI - just had a look at their website.

    When I spoke with them, they told me there was only one level of cover for rabbits

  10. #20
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    Quote Originally Posted by MightyMax View Post
    When I spoke with them, they told me there was only one level of cover for rabbits
    Oh, I'm so sorry; I just looked on their website.

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