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Thread: Pet insurance

  1. #1
    Mama Doe Emm-Jane76's Avatar
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    Default Pet insurance

    I'm just looking for anyone's view on pet insurance. I have four bunnies and I'm dithering as to whether to take out insurance for them or not? What does everyone think. I know that at the end of the day it's the chance you take and it's a safety net if anything does happen.

  2. #2
    Mama Doe RusselRocky's Avatar
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    Yes take it out!! I have 3 bunnies two of which were insured and surprise surprise just over a week ago my one bunny which wasnt insured broke her leg... I now have a £300 vet bill!!


    Proud BunnyMum to Lucy, jive, Billy and Rocky... Binky Free Russel xxx
    Thanks Lauren and Beth for the siggys

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  3. #3
    Mama Doe LurcherGirl's Avatar
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    I used to have my bunnies insured, but as the numbers grew (I have I discontinued it; it just got way too expensive. I have however an excellent vet who lets me pay as and when if there are big bills... So I will never have to deny them treatment due to finances.

    But if you can afford it and you can't afford the vet bills or your vet won't give treatment without immediate payment, then I would take insurance out for sure.

    Vera
    LURCHERS DESERVE BETTER - AND SO DO BUNNIES!

  4. #4
    Wise Old Thumper Sooz's Avatar
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    Quote Originally Posted by RusselRocky View Post
    I now have a £300 vet bill!!
    Heres a scary thought... I have come to consider £300 a cheap vets trip when dealing with bunnies


    Bunny Mummy to Juno, Scout & Fiver
    RIP:Honeycomb, Rowan, Caspian, Pippa, Maverick, Cassius, Callisto, Bobby, Mackenzie, Lexie &
    Marley

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  5. #5
    Mama Doe LurcherGirl's Avatar
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    Quote Originally Posted by Sooz22 View Post
    Heres a scary thought... I have come to consider £300 a cheap vets trip when dealing with bunnies
    Yep... me too. If I get to leave the surgery with a bill that doesn't run into the hundreds, I consider myself lucky...
    LURCHERS DESERVE BETTER - AND SO DO BUNNIES!

  6. #6
    Mama Doe RusselRocky's Avatar
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    Quote Originally Posted by Sooz22 View Post
    Heres a scary thought... I have come to consider £300 a cheap vets trip when dealing with bunnies
    Eeeep!! Even for one bunny??


    Proud BunnyMum to Lucy, jive, Billy and Rocky... Binky Free Russel xxx
    Thanks Lauren and Beth for the siggys

    http://slothloveschunk.co.uk/
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  7. #7
    Mama Doe Jayms_fallen_angel's Avatar
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    I asked my dad if I should take out pet insurance and this is the answer he gave me:
    I don't know, it's up to you really, but think of it this way. How many pets do we have? Twenty something? Think how much it would cost to insure them and what problems have we had?
    *mentions the problem with molly and fidget*
    Right, and that's cost us what? A couple of thousand pounds? How much do you think we'd have spent if we'd insured them all? No we wouldn't have had to pay all that money at once, but we'd have had to pay a lot more over a spaced period. But it's up to you.

    Personally, I think you're much better off opening a savings or ISA account and putting the money in that rather than into an insurance company. Because what happens when you need something and they say "Oh, well we don't cover that."? You're still spending the same only there's a Gurantee on that money then. And if you reach a certain point you can put less in, or if you get a bonus at work, you can put more in. That's what I do.

  8. #8
    Mama Doe Emm-Jane76's Avatar
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    That's a good idea! I think I may do that. It's a difficult one though. There aren't many rabbit insurers out there either so it's not a very competitive market.

  9. #9
    Warren Scout
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    I've decided to cancel my insurance with Petplan and have set up a savings account instead. It would have worked out at >£45 pm to insure all four of them, then you have a £60 excess for each treatment. It just isn't very cost effective if you have more than 2 buns. Just make sure if you choose this option that you have ready access to a reasonable sum in case of illness and injury.
    Claire x

  10. #10
    Warren Veteran
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    I have Rhia insured, as will her friend be. Because I have only had/will only ever have two buns, It takes a massive worry off my shoulders, that should they get ill I only have to find £60 for the excess, which in the grand scheme of things, is nothing. Its different for individuals, but for me, it definately is worth it

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