Which insurance?

julieszoo · Feb 5, 2007

I'd very much like some recommendations as to the best pet insurance for buns please. I've only used Exotic Direct (for my parrots) there seems to be quite a bit of choice and I am guessing some are better at paying out then others. Hopefully I will never need to use it.

TIA

Julie

Carole · Feb 6, 2007

Hi Julie,

I have my bunnies insured with Petplan as they were one of the only companies doing insurance when I had my bunnies a few years ago, now I believe there is more choice.

I have used Exotic Direct when I had a chinchilla and they were very good at paying out.

I have just had a £400 bill for one of my bunnies and Petplan paid out very promptly.

Hope this helps a bit.

Carole

LurcherGirl · Feb 6, 2007

When my bunnies were insured, they used to be with PetPlan. It got however too expensive with 9 bunnies, now I just have a credit card ready for emergencies.

Vera

00Geordie · Feb 6, 2007

Insured mine with petplan last week.

Caz · Feb 6, 2007

Just had a look at Exotic direct 161.40 for two rabbits but:

At the time that Your insurance started there must, to the best of Your knowledge and belief, have been no contagious or infectious diseases during the last 24 months at the premises where Your pet is kept.

So where would I stand in relation to the suspected Ec - no bloodtest results were returned to me at my new address saying Ec positive - Cosmos' were cancelled and Adele's were negative (Violet's were inconclusive but that was at my old address). But could my vet swear that no "contagious or infectious diseases" have been present at my address "during the last 24 months" if we aren't sure?

They will only pay 50% of the costs of dental treatment minus the excess (50).

Petplan is roughly 85 per rabbit for me, with the same excess (50) - I think you get a 10% discount on the second policy though. They don't cover trimming rabbits teeth or dental problems unless the vet had checked the rabbits teeth within the past 12 months and any treatment recommended then was carried out. However they do also cover a small amount towards emergency bonding and advertising/reward. They don't have a contagious disease exclusion.

Caz

pinkgirly · Feb 6, 2007

I'm with vet2pet
http://www.vet2petinsurance.co.uk/
So far I've not had to use it though, so I couldn't tell you how good they are

karen354 · Feb 6, 2007

I'm not bothering with insurance for my 3.. When I lost Molly I spent £650 thats with spay & then treatment to try & save her life

it didn't work & I wouldn't of been covered because she died through being spayed

Now with Fudge he has teeth problems & I dont think they cover that either do they ?
I took Fudge to the vets yesterday as he has an infection from where he was neauted last Wednesday, it cost me £30 for him to be seen & antibiotics yesterday so I wouldn't of been able to claim for him either because the excess is £40...I must admit I was quite suprised that I was charged anything with it being from his neater ..
I'm going to start putting away so much per month towards vets fees...

Caz · Feb 6, 2007

karen354 said:
I'm not bothering with insurance for my 3.. When I lost Molly I spent £650 thats with spay & then treatment to try & save her life it didn't work & I wouldn't of been covered because she died through being spayed
...

I seem to remember that most policy documents are worded so that they don't cover the actual spay/neuter but will cover complications arising thereof (at least that is what my dogs' documents say).

Vet2pets quoted £84 for one rabbit and if I add a second it would be around £77 (excess £40 or 15% of bill, whichever is higher). But they don't start illness (and poisoning :shock: :? ) cover until a month has passed (28 days) not the usual 2 weeks the other policies do. They will cover dental work provided the rabbit has been insured with them for two years showing no symptoms :roll: . They don't cover spaying in the event of uterine cancer - which I would consider emergency treatment :? ! They do cover euthenasia though which the others didn't (I think). They don't cover if one rabbit has injured another - so no bonding injuries would be covered. In fact I could hardly find any illness my rabbits have had that they do cover! It may be cheaper but not the best value for money - to be fair as much as I hate Petplan they are looking to be the better option (they certainly aren't for dogs).

Caz

Debra Zebra · Feb 6, 2007

Puku is insured with Petplan and I can honestly say that last summer when she required emergency treatment they paid out promptly. I currently pay £8.90 per month via direct debit. Hope this helps... :idea:

vanessa · Feb 9, 2007

Just insured two of mine with Pet Protect, £8.50 a month each, and they say they cover dental problems.

Which insurance?

julieszoo

Warren Scout

Carole

Warren Scout

LurcherGirl

Mama Doe

00Geordie

Warren Scout

Caz

Mama Doe

pinkgirly

Warren Scout

karen354

Warren Veteran

Caz

Mama Doe

Debra Zebra

Young Bun

vanessa

Warren Scout

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