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My pet insurance has gone down for Doughnut!!

cpayne

Warren Veteran
Can't believe it and no exclusions. They said because I hadn't claimed they've put it down. I've never claimed on any policy anyway. I asked for even more of a reduction and they said yes. So happy about the no exclusion though since she was excluded for digestion before.
 
Great news for you & Doughnut. I'd be pleased about the digestion exclusion being lifted too -I can imagine that would have the ability to severely limit how much you could claim.
 
Can't believe it and no exclusions. They said because I hadn't claimed they've put it down. I've never claimed on any policy anyway. I asked for even more of a reduction and they said yes. So happy about the no exclusion though since she was excluded for digestion before.


Really good news! Well done you :D
 
Great news for you & Doughnut. I'd be pleased about the digestion exclusion being lifted too -I can imagine that would have the ability to severely limit how much you could claim.

Yes and I know there's lots of things rabbits can do but digestion is a big exclusion! She's had it on there for 5 years.
 
Who is the policy with? I have a feeling you swapped from Helpucover to NCI but I might be confusing you with someone else. I am thinking of swapping Scally from Petplan.
 
Yes and I know there's lots of things rabbits can do but digestion is a big exclusion! She's had it on there for 5 years.


Yes digestion can cover an absolute multitude of sins! Now at least you have cover, though does the excess go up with her increasing age?
 
Yes I'm with NCI. No not yet, the access is £55 so all good at the moment.

Brilliant, thanks.

One of the things that made me wary of NCI was that the excess stays at £55 throughout the life of the policy ... that made me think the premiums could be scary high as they get older. Scally will turn "officially 7" soon so I've been wondering about swapping while I can. Your news bodes well. I've never claimed for Scally either but I have spent over £1,000 on the little sweetie so far :shock:
 
Brilliant, thanks.

One of the things that made me wary of NCI was that the excess stays at £55 throughout the life of the policy ... that made me think the premiums could be scary high as they get older. Scally will turn "officially 7" soon so I've been wondering about swapping while I can. Your news bodes well. I've never claimed for Scally either but I have spent over £1,000 on the little sweetie so far :shock:
Hopefully the excess won't go up a lot next year but some policies won't even take her on due to age. They treat dental too as I rang and asked about that as long as your vet gives them a through check every year.

I've spent over £2,000 on Doughnut in a short period trying to find out what was wrong with her. Lots of tests and being told she was fine and specialist fees and then eventually found out what was wrong. Just paying for ongoing medication now but that's enough although I don't begrudge it. I'd pay a lot more on her if I had to but didn't realise when things go wrong how expensive it is.
 
Hopefully the excess won't go up a lot next year but some policies won't even take her on due to age. They treat dental too as I rang and asked about that as long as your vet gives them a through check every year.

I've spent over £2,000 on Doughnut in a short period trying to find out what was wrong with her. Lots of tests and being told she was fine and specialist fees and then eventually found out what was wrong. Just paying for ongoing medication now but that's enough although I don't begrudge it. I'd pay a lot more on her if I had to but didn't realise when things go wrong how expensive it is.

I'm pretty sure from all the research and talking to NCI last year that they don't increase the excess at all, and definitely not a whopping extra 20% plus £105 excess like Erin has with Pp. Scally is now £174 per year with £80 excess, next renewal they'll be adding the 20%.... Last time I checked with NCI it was £127 for year plus £55 excess. What you've said today reassures me that they are fair. He's being vaccinated tomorrow, as long as nothing is found I think he's swapping over. Thanks for the heads up.
 
Hopefully the excess won't go up a lot next year but some policies won't even take her on due to age. They treat dental too as I rang and asked about that as long as your vet gives them a through check every year.

I've spent over £2,000 on Doughnut in a short period trying to find out what was wrong with her. Lots of tests and being told she was fine and specialist fees and then eventually found out what was wrong. Just paying for ongoing medication now but that's enough although I don't begrudge it. I'd pay a lot more on her if I had to but didn't realise when things go wrong how expensive it is.


Yes, according to many policies, 5 years counts as 'old age' for a rabbit!

I remember looking at NCI, but the premiums were quite high and no multi-pet discount, so I decided against it. But I think NCI are definitely a contender where rabbit insurance is concerned :)
 
Yes, according to many policies, 5 years counts as 'old age' for a rabbit!

I remember looking at NCI, but the premiums were quite high and no multi-pet discount, so I decided against it. But I think NCI are definitely a contender where rabbit insurance is concerned :)
They were one of the cheaper ones for me but good coverage and low excess, some I was quoted 30% or 40% of the claim! No thank you.
 
That’s interesting, mine go up every year & I’ve never had to claim. Will definitely have a look at NCI.
 
Will and Nancy are with NCI. I pay £11 a month for Will and £15 for Nancy. I've had 2 claims for Nancy. They are both 5 now. When I took the policies out it was originally £8 a month when they were nearly 3.

I went with NCI as my policies provide lifetime cover and dentals.
 
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