Ive just got my renewal for Olly, who turned 5 in August... His excess was £75, it has just gone up to £90... :shock:
Do you also have to pay a percentage of the vet bill. I know I cancelled it for my two as it shot up so much, and opened a savings account.
They will often increase it all once they reach geriatric age.
Its normally an increase in the excess + 20% of final bill.
I've never known them to increase the monthly payments.
Always call them before you start making payments for the new amount and you can often get it decreased a little (you can always call your vets for advice on what to say).
Sadly its because once they reach this age they are more likely to need things done. If they've had very little done, or nothing done previous its definitely worth pushing to get them to reduce it.
I take your point, and I've had rabbits who have been insured with PetPlan, other places, and not at all .. Conversely to what you say, though, my experience is that if rabbits are good hardy sorts, they can go on way past 5 and be healthy many years. I find the 'weaknesses' (abscesses. E.C., head tilt, etc) show up much earlier, and I then know who the 'problem children' will be, as it were.
I can then choose whether to keep them/get them insured or not. If that makes sense!
We've just got our renewal for Rupert and Tia and the excess is £80 for veterinary fees and £50 for complementary fees - I think it was £75 before.
The payments have gone up £3.30 a month, I was going to ring up and try and lower them but i'm not going to, just tried to get a new policy and can't because they're over 5 so i'll just keep it as it is
We've just got our renewal for Rupert and Tia and the excess is £80 for veterinary fees and £50 for complementary fees - I think it was £75 before.
The payments have gone up £3.30 a month, I was going to ring up and try and lower them but i'm not going to, just tried to get a new policy and can't because they're over 5 so i'll just keep it as it is
Still worth a call. You may not get anywhere but if they put your monthly cost back down its worth it surely?
Still worth a call. You may not get anywhere but if they put your monthly cost back down its worth it surely?
mabels excess is higher then most peoples so far, wonder If its because claims where made last year? at the moment I have something ongoing which they need to settle as they made payments in past then said last claim was not same as previous when it was all ongoing, had to get vet to email them, I'm still awaiting the outcome
I'm paranoid that they'll bump it up more next year tho - I seen on watchdog that a pet insurance company (can't remember which one) put the payments up stupidly to basically force the lady to cancel. I know I'm probably being paranoid tho.
I know the company you !ean remember it on watchdog