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Bitzy-B
09-01-2015, 10:01 AM
Hi all

Just a quick question, I have insurance for Dizzi and Rascal but have had to claim a couple of times (once for each bunny) resulting in the policy excess increasing on both of them ...... do the insurance comp just keep increasing it after every claim? Do they cap it at all? Because if not, at some point, it won't be worth having the insurance.

Thaaaaanks

Fee
09-01-2015, 10:24 AM
They increase it claim or not. I have never claimed for Willow but it's gone up to 75!!

Bunny Buddy
09-01-2015, 10:27 AM
I don't think Pet Plan increase it with claims but the age of the bunny. I've got Elijah who is 5 for I've made 22 claims :shock: over the course of 4 years, his excess is 75 (which is in line with a 5 year old bunny) but some of my older bunnies who I've claimed less for have much higher excesses.

Fee
09-01-2015, 10:53 AM
I was surprised at excess as Willow is only 2

Bitzy-B
09-01-2015, 11:12 AM
Ahhh right I just assumed it was because of the claims!! Well Dizzi and Rascal's excess is now 75, they're both 4 at the moment (5 in April), they're insurance is due for renewal in May.

Bunny Buddy, what's the high excess you have on a bun?

Thaaanks

Bunny Buddy
09-01-2015, 11:38 AM
Ahhh right I just assumed it was because of the claims!! Well Dizzi and Rascal's excess is now 75, they're both 4 at the moment (5 in April), they're insurance is due for renewal in May.

Bunny Buddy, what's the high excess you have on a bun?

Thaaanks

Erin (who is seven years) 182.23 premium plus 100 excess plus a further 20% of the bill! I was actually so shocked about that I made a thread about it. The 100 I can just about get my head around but 20% as well ????? I'm seriously considering not renewing when they get to 7 years if that's the deal. I have Dinky, also 7, insured with Pets at Home and her premium was 90, 75 excess and 10%. Initially the 75 plus 10% seemed high when taken out on young bunnies but I had no idea that Pet Plan's would increase so much each year.

... bearing in mind I have 16 rabbits insured, I'm tentatively breathing a sigh of relief that only the first 6 are with Pet Plan, I'm hoping that P@H excesses/premiums don't rise as steeply.

Bitzy-B
09-01-2015, 01:30 PM
Blimey that is shocking!! They have us over a barrel really don't they! Not good!

MightyMax
09-01-2015, 02:22 PM
Blimey that is shocking!! They have us over a barrel really don't they! Not good!

I should shop around - there are much cheaper (and just as good) deals than PetPlan.

Of course it's difficult once you've claimed, as that will be excluded when/if you change insurers, but depending on circumstances, it could be worth it :thumb:

mini lop1
09-01-2015, 04:27 PM
mabel excess was 75 last year and 75 for this year she only just turned 4years old in October her amount a month has gone upto 12.57