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Helpucover vs petplan

runhardlivelong

runhardlivelong

Warren Scout
Hello, as above really. I've had three poorly bunnies and my rescue that is coming soon I'm going to insure!!!!


Helpucover is much cheaper, but is it a better policy?!

Would love to know your views as a whole!!!

Kate xx
 
I recently took out helpucover. The cover looks about the same, is lifetime cover and the excess is less and monthly payments are less. When it comes to claiming don't know what they are like as not had to use them yet (thankfully)
 
I have Herbie with Petplan and Hollie with Helpucover.

I had Herbie & Inca joint on Petplan, but when Inca went to the bridge I took her off. Then when I got Hollie Helpucover was cheaper and I remember comparing the policy conditions and they were pretty similar if I remember correctly.

I have claimed on Petplan but not on Helpucover (I hope I never need to!)

Just compare the policy schedules and check that there is nothing that you think you would need in one and not the other.
 
This crops up regularly. People have different opinions, obviously, so you do need to check the schedules.

(I'm with PetPlan).

It might be a good idea to do a forum search to see if what people have said helps with your decision.
 
I took out helpucover recently. The main differences are:
Helpucover will only cover dentals if you've already been with them for 2 years with no indication of dental problems and had regular dental checkups.
Helpucover will only cover one instance of flystrike.

Other than that it was very similar.
 
I made one claim from helpucover which was brilliant.... but the other... not so. Bunny had a previous bout of stasis, and even though the second treatment was not stasis as such, they would not pay out as its connected. I thought it was a bit unfair as most illnesses can be connected if you think of it like that. I was so hacked off I changed all but one of my Buns. But pet plan for me is too expensive, so I went with pets at home. I also didnt like the fact helpucover dont cover teeth for the first 2 years x
 
moi said:
I made one claim from helpucover which was brilliant.... but the other... not so. Bunny had a previous bout of stasis, and even though the second treatment was not stasis as such, they would not pay out as its connected. I thought it was a bit unfair as most illnesses can be connected if you think of it like that. I was so hacked off I changed all but one of my Buns. But pet plan for me is too expensive, so I went with pets at home. I also didnt like the fact helpucover dont cover teeth for the first 2 years x
Click to expand...

Just wondering, was the stasis the bun previously had before the insurance started? so did they class it as pre-existing medical condition? im worried as im with helpucover, and want to do claim for mine as he has urine infection, but i hope they dont then not pay out for more urine infections after this claim!
 
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