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Please Note - Medical Advice
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Rabbit insurance
- Thread starter nori
- Start date
Yes I have it now for my 3. I didn't at the beginning of last year and paid out nearly £700 for one bunny and nearly £1,500.00 for one of my chinchillas.
After that I got 1 of the chinchillas insured and all the bunnies. The other 2 chinchillas I cannot get insurance for because of their age.
Since getting insurance last year I have made 2 claims, one for £500 and another for £1488.00
After that I got 1 of the chinchillas insured and all the bunnies. The other 2 chinchillas I cannot get insurance for because of their age.
Since getting insurance last year I have made 2 claims, one for £500 and another for £1488.00
Definitely worth getting for life insurance for your pets. They could get a recurring, long term issue which can cost you thousands of pounds per year. If you get for life insurance then you will be covered. I am with PetPlan, I think they are the best. Pets at Home do a for life policy (and also an annual policy, avoid that). There are a few others.
helpucover dont cover flystrike if it is a second or subsequent flystrike, and they dont cover dental problems until after the bun has been insured for 2 years.
Petplan dont cover burring or rasping of the teeth, but have paid out for a dental for me and some other people on here, I think they just omitted the actual cost of the rasping, which was for me like £7 in a total bill of over £100.
Not sure on excesses either, cant find it on the helpucover website, but it is £50 for petplan, per illness per policy year.
Looks like helpucover will pay their premiums for you for 6 months if you get seriously ill though.
I dont know about helpucover, you'll have to ask them, but petplan also do not raise premiums if you claim.
Petplan dont cover burring or rasping of the teeth, but have paid out for a dental for me and some other people on here, I think they just omitted the actual cost of the rasping, which was for me like £7 in a total bill of over £100.
Not sure on excesses either, cant find it on the helpucover website, but it is £50 for petplan, per illness per policy year.
Looks like helpucover will pay their premiums for you for 6 months if you get seriously ill though.
I dont know about helpucover, you'll have to ask them, but petplan also do not raise premiums if you claim.
I only heard of helpucover last week, seems a good policy, some members here have a policy with them.
I have Pets at Home, Pet Plan and Exotic Pets insurance policies. Exotic Pets are the only one that covers chinchillas. I haven't had to claim with Pet Plan yet, but hear they pay back quickly. Pets at Home took nearly 6 weeks but did get all my money back. They are the cheapest plan I know of but only cover up to £1500 a year. The others including helpucover cover up to £2000 so definately seem worth insuring with.
Really. Gosh I would want to be covered for flystrike and dental.
helpucover has an excess of £50. Pets at Home £75.
Yup, me too!
"We cannot provide cover for treatment related to a second or subsequent instance of fly strike.
.....
Dental treatment is normally excluded except where specifically to relieve suffering provided the rabbit has been insured under this policy for at least two years."
http://www.helpucover.co.uk/product/pets/page/policy-cover-rabbits/
Thanks, I won't be using them.
Mr B was covered for dental with Pets at Home and it was the first policy. I know Petplan cover dental as well.
Bunny Buddy
Wise Old Thumper
I think that's an industry wide thing - with it being a living being you are insuring it would be unethical to do anything that might put people of claiming and therefore put them off seeking treatment. ... though I could be wrong and I'd be a bit :?:? at any company that did a no claims bonus type scheme.
I would always recommend it unless you're well off enough to cover lots of vet bills easily. I've been with pet plan and pets at home. I think that helpucover have only recently starting covering rabbits, pet plan only started about 18 months ago- I'm pretty sure 3 years ago the only choices I could find for rabbits where pet plan and exotic pets.
Dental treatment is normally excluded except where specifically to relieve suffering provided the rabbit has been insured under this policy for at least two years."
http://www.helpucover.co.uk/product/...cover-rabbits/
I would have thought all dentals relieve suffering!
http://www.helpucover.co.uk/product/...cover-rabbits/
I would have thought all dentals relieve suffering!
There is another website www.lifelong-vet.co.uk that is also undewritten by the same company as helpucover but their premiums are different. I haven't looked at their policy details though.
Petplan allowed me to guesstimate the age of one of my buns. Mine have been insured with Petplan for three years (I seem to recall only having the choice of two companies or the vet's own rabbit plan- which was cheaper but I am soooo glad I did not go with that now). There isn't much competition, which, of course, affects premiums. Mine have insured for life policies and I pay around £10 per month per bun, with a £50 excess. My bills seem to come to £48, but I have claimed a few times for one of my buns.
You could always ask the rescue to speak to an insurer- they wouldn't want to discourage people from rehoming rescue animals- think of the bad publicity if they turned you down for insurance.
You could always ask the rescue to speak to an insurer- they wouldn't want to discourage people from rehoming rescue animals- think of the bad publicity if they turned you down for insurance.
Nori - yes you should make a rough estimate. Bear in mind if she has had previous illnesses you need to let petplan know so they can make it an exclusion.
Flopsie - no you cant, as they are preventative measures that should be taken anyway to prevent illness, rather than an illness or injury. In fact you are required to vaccinate by the policy, and if you dont you cant claim for those illnesses. You arent covered for dental work unless you have yearly dental checks done either.
Flopsie - no you cant, as they are preventative measures that should be taken anyway to prevent illness, rather than an illness or injury. In fact you are required to vaccinate by the policy, and if you dont you cant claim for those illnesses. You arent covered for dental work unless you have yearly dental checks done either.
