ChloeBunny
Warren Scout
Hi all,
I am getting confused about pet insurance. Last year our cat Rodney had a bout of cystitis and needed treatment. We paid the bill in full on the day (very high as typically he got ill on Good Friday :roll and then claimed back through Petplan who he was insured with, all fine. But as our finances arent as good as they were this time last year if either Rodney or Chloe need treatment I dont think we could cover a big bill like that again. We left Petplan as we found similar cover much less with helpucover (currently only Rodney) as I dont know who to go with for Chloe.
Do you always have to pay the bill at the vets or can the vets claim direct from the insurers and I just pay the excess? or does it depend on the insurer/vet?
What insurance companies pay the vet direct?
Helpucover so far have been very good trying to sort out Rodneys cover (long story as old vet died and we cant get medical history) but at the moment he isnt covered although if they do agree to insure based on what I've told them then it will be backdated to when I applied (19th feb)!! So confusing
Sorry if I'm rambling but I just want to have them both covered with a good insurer and dont want to be paying over the odds Any advice gratefully received!!
I am getting confused about pet insurance. Last year our cat Rodney had a bout of cystitis and needed treatment. We paid the bill in full on the day (very high as typically he got ill on Good Friday :roll and then claimed back through Petplan who he was insured with, all fine. But as our finances arent as good as they were this time last year if either Rodney or Chloe need treatment I dont think we could cover a big bill like that again. We left Petplan as we found similar cover much less with helpucover (currently only Rodney) as I dont know who to go with for Chloe.
Do you always have to pay the bill at the vets or can the vets claim direct from the insurers and I just pay the excess? or does it depend on the insurer/vet?
What insurance companies pay the vet direct?
Helpucover so far have been very good trying to sort out Rodneys cover (long story as old vet died and we cant get medical history) but at the moment he isnt covered although if they do agree to insure based on what I've told them then it will be backdated to when I applied (19th feb)!! So confusing
Sorry if I'm rambling but I just want to have them both covered with a good insurer and dont want to be paying over the odds Any advice gratefully received!!