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View Full Version : Pet Insurance, who has it?



mattyp
22-09-2010, 03:57 PM
I've recently insured my rabbit Maisie and it cost us just over 100! I was just wondering if anyone here has insurance for their rabbit? and if they have more than one if they insurance them as well?

And does anyone know if you insure two rabbits what kind of discount you get on the second?

GrahamL
22-09-2010, 03:59 PM
I've recently insured my rabbit Maisie and it cost us just over 100! I was just wondering if anyone here has insurance for their rabbit? and if they have more than one if they insurance them as well?

And does anyone know if you insure two rabbits what kind of discount you get on the second?

~10/mo is the average cost from what i've seen.

I'll be insuring my pair next month :)

Blackberry & Co
22-09-2010, 04:01 PM
I pay 35 a month for 4 bunnies :wave:

donnamt
22-09-2010, 04:02 PM
yup id never keep a bun without it :D:D petplan have paid 3x (probably more) the amount out on the cost of the insurance with my buns in 3 years :shock::shock:

susie bun
22-09-2010, 04:58 PM
I'm with Petplan too. It's a little less than 10 a month for Spenser. :wave:

Babsie
22-09-2010, 05:08 PM
I recently insured 2 of mine with Pet Plan (wouldn't take on the 3rd as he's 7). It's about 24 a month.

Stator
22-09-2010, 05:09 PM
Yes all four of my buns are insured with PetPlan, they give the best insurance in my opinion. You do get a small "multi-pet" discount but it's only 10% or 20% or something like that on the extra rabbits.

I had to claim for 320 recently and PetPlan paid out the full amount (minus the excess) within a few weeks. I am a satisfied customer. Even though if you add up all the payments I have made so far I will have paid more than I have claimed I still think it's definately worth it incase something bad happens again. Vets are very expensive!

charl86
22-09-2010, 05:13 PM
I've insured sooty with petplan too, so far ive payed in more than I've got out of it but it's well worth it just in case I ever run into expensive bills,

parsnipbun
22-09-2010, 05:26 PM
wouldn't be without it - and you should see my monthly payments!!! (19 buns insured!!)

mummyb
22-09-2010, 05:27 PM
:wave: Yeah insured our two yesturday, better to be safe than sorry :) Although i had a little trouble doing as seems no one has continental giants on there list :? Seems we got a good deal though as its 12.98 for both :D

kaths101
22-09-2010, 05:36 PM
Mine is 36 for 4 buns, I wouldnt be without it either, though be aware they do not pay out for dentals- which is the only thing my buns have had so far :roll::lol: ooo i did have to pay 300 once for Charlie to have an overnight stay at the emergency vets on a bank holiday!!! after that I insured all my buns - you can rack up into the hundreds soooo easily. You did the right thing!

fluffiebunnie
22-09-2010, 05:48 PM
I pay 45 for four bunnies with Petplan. Recently insured after a major health scare with one of my bunnies that cost me about 1000 :shock::shock:

kaths101
22-09-2010, 06:03 PM
I pay 45 for four bunnies with Petplan. Recently insured after a major health scare with one of my bunnies that cost me about 1000 :shock::shock:

eeeek!!!!
Thats why I insure i would hate to be in the situation where one of mine was very ill and I couldnt pay for it! :(

chelle
22-09-2010, 09:34 PM
~10/mo is the average cost from what i've seen.

I'll be insuring my pair next month :)

That very good!:D I was quoted 25 p/mth for my 2 - cant afford that every month at the moment.

I heard they work out the costs on where you live...:?

Who did you get a quote with?

mattyp
22-09-2010, 09:41 PM
wouldn't be without it - and you should see my monthly payments!!! (19 buns insured!!)

Haha that is some serious insurance! You must have won the lottery to pay for all that! What lucky bunnies!

Babsie
22-09-2010, 10:46 PM
Mine is 36 for 4 buns, I wouldnt be without it either, though be aware they do not pay out for dentals- which is the only thing my buns have had so far :roll::lol: ooo i did have to pay 300 once for Charlie to have an overnight stay at the emergency vets on a bank holiday!!! after that I insured all my buns - you can rack up into the hundreds soooo easily. You did the right thing!

When I contacted Pet Plan they said they did cover dentals - but teeth have to be checked annually (provided, of course, they hadn't had any dental problems prior to taking out the insurance). You've got me worried now.

catxx
22-09-2010, 10:58 PM
with my two being 4 years old, they're insured on Petplan, just under 24 a month for the pair.

I think they don't cover dental rasping/burring/cutting, but will cover more serious dental work. It said something like that in the small print.

Blackberry & Co
22-09-2010, 11:11 PM
When I contacted Pet Plan they said they did cover dentals - but teeth have to be checked annually (provided, of course, they hadn't had any dental problems prior to taking out the insurance). You've got me worried now.

I have my 4 covered with Petplan. Blackie has had a dental, therefore on his certificate he is excluded from dental cover. Blackie, Dan & Clo all have exclusions for stasis. The certificates tell you on the back if there are exclusions for pre-existing conditions.

tigerangel
22-09-2010, 11:38 PM
Both of mine are insured with PetPlan for around 12 each per month (not sure of exact figure down to the pence)

Recently had a vet bill amounting to 1,600 in the space of a single week.

Very glad for insurance... :shock: Would never be without it now!

kaths101
22-09-2010, 11:42 PM
Both of mine are insured with PetPlan for around 12 each per month (not sure of exact figure down to the pence)

Recently had a vet bill amounting to 1,600 in the space of a single week.

Very glad for insurance... :shock: Would never be without it now!

WOW did Petplan pay it ok?? Do you have to pay first then petplan pay you? thats worries me!!

tigerangel
22-09-2010, 11:52 PM
WOW did Petplan pay it ok?? Do you have to pay first then petplan pay you? thats worries me!!

PetPlan paid it without question :wave:

300 was my own vets, 1,300 was the specialist vet who we were referred to. I believe each vet has their own ways of dealing with insurance, some prefer you to pay them and have PetPlan refund you, and others will accept PetPlan paying them directly. Other still have a mix of the two arrangements. It's best to find out before an emergency which way your vet swings so you can plan for saving up to pay out first if necessary.

I was lucky that the 300 bill was a pay upfront arrangement and the 1300 was able to go directly from PetPlan to the vets :wave: (but I always have my credit card on standby if I did need to pay out a large sum first before getting refunded!)

(EDIT to change PayPal to PetPlan :lol: think i need some sleep!)

samantha m
23-09-2010, 12:59 AM
I have never insured any of my bunnies, as I would rather just pay the amount when it happens rather than pay out for it each month, but for my dog the vet takes the money directly from the insurance Kath when it was expensive over 1000, whereas when it was only like 89 they took it of my mum then she then had to claim back

Crunchie
23-09-2010, 01:00 AM
Would insurance cover stasis problems at all? I have a bunny that is prone to bouts of it and assumed she'd be uninsurable.

Bunny Buddy
23-09-2010, 08:40 AM
Would insurance cover stasis problems at all? I have a bunny that is prone to bouts of it and assumed she'd be uninsurable.

Yes, as long as it's not a pre-existing condition. Pet Plan have paid out for stasis for Esme and I have a claim in for Elijah at the moment.

I find the stasis issue a bit strange as when I originally started insurance policies Artie was excluded for stasis as he had had several bouts - his exclusion was anything 'gastro-intestinal'. (I ended up cancelling the insurance before it really started). When he eventually got a diagnosis his 'not eating' bouts almost certainly secondary to bladder problems so his issue wasn't really gastro-intestinal - that's just the big clue we get when something's wrong. So they will put an exclusion on for GI as it's their best option but then other conditions which might actually be the underlying condition would be covered as they were unknown prior to the insurance starting.

Kittykat23uk
23-09-2010, 09:12 AM
I've got pet plan for my two. Next timewe need the vet I will be putting in a claim as we have used up the excess on them already and only had them a few weeks!

But saying that I paid into a plan for my bys and never used it once. they didn't even cover the cost of the autopsy or funeral. :cry:

Stator
23-09-2010, 09:17 AM
When I contacted Pet Plan they said they did cover dentals - but teeth have to be checked annually (provided, of course, they hadn't had any dental problems prior to taking out the insurance). You've got me worried now.

They don't cover teeth trimming or burring. I believe they may cover more complex dental problems or problems caused by dental issues.

And yes they do cover stasis. My wally had several bouts of Ileus and we are not sure what caused it. PetPlan have paid out without problem.

Jenson
25-09-2010, 02:15 PM
Just sorted mine with Petplan.
Thank you for the comments I didn't know where to look as loads of places don't cover rabbits!!

myrabbitbenji
25-09-2010, 02:31 PM
I'd insure my rabbit but at 7 years old i'm guessing he wouldn't be insurable ...

Any other rabbits I have from now on will definitely be insured though ... recently a week's treatment and tests at the vets cost me almost 400

My dog is insured through pet plan and that costs about 20 a month

rabbitmum
25-09-2010, 06:48 PM
as we have 6 guinea pigs 2 cats and 3 buns ..insurance every month wouldnt be cost effective..
we have an isa that is only for vet bills..we pay in as much as we can every month and only use it when we really need to.the good thing is you can get to the money straight away too. we used to have insurance but found thaty every time we tried to claim there would be an excuse why they wouldnt:shock:
insurance is great for one or two pets i find...