I have 7 bunnies, and only have 2 insured. I want to cancel the insurance, and it seems pointless to insure them all. If I only had 2 bunnies I would definitely have them insured, but for 7 it would be about £70 a month and I would rather just save the money for emergency vet bills. I know it's possible they can all get ill at once but it's unlikely, and then there's the excess anyway.
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Insurance Dilemma - What Would you Do?
- Thread starter Nicola1
- Start date
youthnovels
Wise Old Thumper
I'd cancel the insurance and put the money away each month if you can afford to do so. That way you'll have a nice little pile of money gaining interest and if worse comes to the worse you can always have an emergency credit card if the vet bills exceed your savings :thumb:
Blackberry & Co
Wise Old Thumper
You've had all the spays and that done now, haven't you? Do any of them seem likely to be dental buns? If so then insure them, and save for the rest.
You can't guarantee that they won't all get ill at once, but as long as you have saved that sum each month you will have some put by.
You can't guarantee that they won't all get ill at once, but as long as you have saved that sum each month you will have some put by.
I have an emergency fund too not just for the buns for any emergency, so would like to get some more saved
Blackberry & Co
Wise Old Thumper
Can you cancel the existing insurance part way through the year without any penalty? (I'm clueless about these things
)Can you cancel the existing insurance part way through the year without any penalty? (I'm clueless about these things
This is a good question :lol: I'm not sure
Blackberry & Co
Wise Old Thumper
Guess who you're phoning tomorrow :lol:
PearlyGirl
Mama Doe
I've been thinking the same about my lot. I have 5 insured atm and Pearl isn't insured. I have been thinking about cancelling mine and putting the money aside.I would keep Stew's on though due to her problems....not sure what to do! i would also like to know if you can cancel halfway - i'm assuming you can,what if you didn't have the buns anymore for instance? :?
Blackberry & Co
Wise Old Thumper
If your bun passed away then you could stop the insurance - not sure about other circumstances :?
youthnovels
Wise Old Thumper
I work in insurance and presume that if you haven't made a claim that year then you would be able to cancel :wave:
i agree with this too :wave:
WeeBarraxO
Warren Veteran
I would cancel & put the spare money away for emergancies
thats what I do :wave:
thats what I do :wave:
WeeBarraxO
Warren Veteran
thats what we do :wave:
You would need to save more than £70 a month to make up for the insurance. I would start at £200 a month until you have a decent sized savings account.
It also depends on the buns concerned. If they have had any illness during their period of insurance I would keep them insured, whether you claimed or not. If they are getting close to 5 years old I would keep them insured.
It also depends on the buns concerned. If they have had any illness during their period of insurance I would keep them insured, whether you claimed or not. If they are getting close to 5 years old I would keep them insured.
