I was just thinking today that maybe i ought to get insurance. I was wondering if it may work out cheaper in the long run. Then i read the policy document and said all your dentals have to be upto date, and that your cover doesn't start until 12 months from your last dental. Dental stuff like burring isn't covered and any pre-existing conditions.
Well i have alot of bunnies who have had contagious eye infections. I have adonia with pasturella. I have had sunny with dental disease and shadow with mallocursion also Blaze with molar spurs. So none of this would be covered and i'm paying out over £100 a month normally in vet bills anyway.
I was thinking do i pay for insurance about another £100 a month + the £50 excess where required or do i just carry on the way i am, savings abit more. The reason i've brought this up is i was wondering how much i need to have aside per rabbit if they happened to get ill at one time.
Insurance gives you upto £2000 cover per animal, so that would be £28,000 worth of cover. I doubt that i would be covered for the majority of things that may crop up. I know £100 a year insurance for one bunny is nothing compared to the costs i've had to pay for poorly bunnys so far.
I was wondering what does everyone put away or have available for vet costs should the need arise. Can you cover all of your bunnies if they were to fall ill at the same time? I know i couldn't cover the £28,000 if all mine were ill at once, so maybe insurance would be better?
I have an account for the bunnies that currently has £500.00 in and i have £100+ per month expenses on general routine vet treatment, not including vaccinations, spaying costs etc, which i contribute more too each month. I can also get help paying anything that crops up.
I was wondering if insurance is worth it, or should i just put another £100 aside and pay as problems crop up, which they invaribly do over time?
Any advice would be helpful,
Thanks
Ambience xx
Well i have alot of bunnies who have had contagious eye infections. I have adonia with pasturella. I have had sunny with dental disease and shadow with mallocursion also Blaze with molar spurs. So none of this would be covered and i'm paying out over £100 a month normally in vet bills anyway.
I was thinking do i pay for insurance about another £100 a month + the £50 excess where required or do i just carry on the way i am, savings abit more. The reason i've brought this up is i was wondering how much i need to have aside per rabbit if they happened to get ill at one time.
Insurance gives you upto £2000 cover per animal, so that would be £28,000 worth of cover. I doubt that i would be covered for the majority of things that may crop up. I know £100 a year insurance for one bunny is nothing compared to the costs i've had to pay for poorly bunnys so far.
I was wondering what does everyone put away or have available for vet costs should the need arise. Can you cover all of your bunnies if they were to fall ill at the same time? I know i couldn't cover the £28,000 if all mine were ill at once, so maybe insurance would be better?
I have an account for the bunnies that currently has £500.00 in and i have £100+ per month expenses on general routine vet treatment, not including vaccinations, spaying costs etc, which i contribute more too each month. I can also get help paying anything that crops up.
I was wondering if insurance is worth it, or should i just put another £100 aside and pay as problems crop up, which they invaribly do over time?
Any advice would be helpful,
Thanks
Ambience xx