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Kellyrich
31-03-2009, 04:42 PM
Hi

After what happened with my little Dave i now want to get insurance to cover my other two and my new one when i get him. Does anybody know any cheap but good insurance providers for rabbits?

Thanks

kerry-123
31-03-2009, 04:43 PM
I'm with petplan 10£ a month for my two but I'm sure you can find cheaper ones.

Jazzy B Bunny
31-03-2009, 04:43 PM
I wouldnt bother tbh, pet plan do rabbit insurance but I think its better to just put £20 a month into a seperate account of your own, as they wont pay out for everything! plus that way its still your money. Just an idea.

kerry-123
31-03-2009, 04:44 PM
I wouldnt bother tbh, pet plan do rabbit insurance but I think its better to just put £20 a month into a seperate account of your own, as they wont pay out for everything! plus that way its still your money. Just an idea.

yeah they don't pay for routine things just unexpected types of things

LilVicky
31-03-2009, 04:45 PM
I wouldnt bother tbh, pet plan do rabbit insurance but I think its better to just put £20 a month into a seperate account of your own, as they wont pay out for everything! plus that way its still your money. Just an idea.

That is a very good idea!! i think i will start doing that.. just to put my input with my parents if anything goes wrong. Thanks for the idea :P xx

Bunshine
31-03-2009, 04:46 PM
I wouldnt bother tbh, pet plan do rabbit insurance but I think its better to just put £20 a month into a seperate account of your own, as they wont pay out for everything! plus that way its still your money. Just an idea.

OMG you've got me worried now.:shock: I'm with Petplan who said they pay out for anything that wasn't a pre-existing condition. What have I missed, what don't they cover?

Kellyrich
31-03-2009, 04:48 PM
I'm with petplan 10£ a month for my two but I'm sure you can find cheaper ones.

I just tried to get a quote from petplan and just for the two i have now it was going to be £20 a month!!

Jazzy B Bunny
31-03-2009, 04:50 PM
Vaccinations nail clipping etc.. plus then theres the excess to pay. Just what I do though :)
xx

Bunshine
31-03-2009, 04:56 PM
Phew. Yeah I don't mind paying for vaccs separately. I just like the security of knowing that if something happens and treatment comes to a 100's of pounds (vets fees seem to get there pretty quickly:lol:) then it's covered. And if it's a condition that will last for the bun's lifetime it's covered too:)

Jazzy B Bunny
31-03-2009, 04:57 PM
Phew. Yeah I don't mind paying for vaccs separately. I just like the security of knowing that if something happens and treatment comes to a 100's of pounds (vets fees seem to get there pretty quickly:lol:) then it's covered. And if it's a condition that will last for the bun's lifetime it's covered too:)

Thing is.. once you claim your monthly payments will prob go through the roof :shock: I guess its good in a way though to have that peace of mind.

Bunshine
31-03-2009, 05:05 PM
Thing is.. once you claim your monthly payments will prob go through the roof :shock: I guess its good in a way though to have that peace of mind.

I was worried about that, and when I took out the policy I asked whether my payments would go up if I claimed but they said they don't operate using that system, the policy will only go up in line with inflation. That's what it says in the written documents I received too, so unless they were lying I don't think that's the case... I just don't have anything in the way of savings, I guess if you have savings you know you can dip into then you have peace of mind too:D

Stator
31-03-2009, 05:52 PM
I'm with petplan because I don't want to take the risk. If you end up with a bunny that needs very expensive treatment repeatedly then the insurance will cover it up to a value of £2000 per year and you can claim again next year.

You just need to make sure they have yearly dental checks and don't have any preexisting conditions.

tigerangel
31-03-2009, 06:11 PM
I get 6 weeks free Petplan 'charity cover' with my two (still unnamed!) but Iím of two minds whether to continue it after that time or not.

The excess is £50 per rabbit so if both come down with the same thing then it will cost me £100 anyway. Of course pet insurance is one of the things you hope that you wont have to claim on, but we paid out £100 to Petplan over the 11 months we had Luna, and the one time we needed where she developed bloat and passed away at the vets it we were only eligible to claim for £8 of the vet fees so we just didnít bother claiming for such a piddly amount. Iím sure I read somewhere that rabbits over the age of 5 arenít covered, or I may have misread that :?

I think I will continue it in the end, because we have switched back to the more expensive (but *incredibly* rabbit savvy) vets so we will probably end up getting bigger vet bills that we need the insurance for and if both of them come down with something at the same time (like bloat) then it will be £100 out of our pockets but the insurance can cover the double-whammy of the rest of it.

Can't believe I just held a debate with myself and came to my conclusion :lol:

Bunshine
31-03-2009, 06:18 PM
I get 6 weeks free Petplan 'charity cover' with my two (still unnamed!) but Iím of two minds whether to continue it after that time or not.

The excess is £50 per rabbit so if both come down with the same thing then it will cost me £100 anyway. Of course pet insurance is one of the things you hope that you wont have to claim on, but we paid out £100 to Petplan over the 11 months we had Luna, and the one time we needed where she developed bloat and passed away at the vets it we were only eligible to claim for £8 of the vet fees so we just didnít bother claiming for such a piddly amount. Iím sure I read somewhere that rabbits over the age of 5 arenít covered, or I may have misread that :?

I think I will continue it in the end, because we have switched back to the more expensive (but *incredibly* rabbit savvy) vets so we will probably end up getting bigger vet bills that we need the insurance for and if both of them come down with something at the same time (like bloat) then it will be £100 out of our pockets but the insurance can cover the double-whammy of the rest of it.

Can't believe I just held a debate with myself and came to my conclusion :lol:

That's impressive, maybe you're developing a split personality? (joke!;))

Oh and btw buns are covered for life (i.e. past the age of five) with petplan

Stator
31-03-2009, 06:24 PM
Petplan cover for the buns entire life as long as you keep paying the premium. You really need to start their cover before the age of 5 though or I think it is more expensive.

FudgeMallow
31-03-2009, 06:27 PM
Im really debating where or not to get insurance as with Blackie having a blockage it cost £265 for him and would have cost more if he survived so i would like to know that the buns would be able to get the treatment they need without the nasty vet bill at the end even if i do have to pay the excess.
But then what if im paying all this money and somethings they dont cover like Fudges dentals etc...so i dont know if its worth saving or paying for insurance :roll:

Jazzy B Bunny
31-03-2009, 06:28 PM
Im really debating where or not to get insurance as with Blackie having a blockage it cost £265 for him and would have cost more if he survived so i would like to know that the buns would be able to get the treatment they need without the nasty vet bill at the end even if i do have to pay the excess.
But then what if im paying all this money and somethings they dont cover like Fudges dentals etc...so i dont know if its worth saving or paying for insurance :roll:

Thats why I havnt bothered as they wont cover dentals :(

tigerangel
31-03-2009, 06:35 PM
Good they are covered past 5 but boo for no dental cover! :censored:

Stator
31-03-2009, 06:38 PM
They do cover dentals if you get regular dental checkups.

Jazzy B Bunny
31-03-2009, 06:40 PM
They do cover dentals if you get regular dental checkups.

Not for my jazz now though. I got a quote for just him and him alone was £12 something a month :shock: I just put £20 a month away.

Stator
31-03-2009, 06:46 PM
Not if they have preexisting dental conditions, no.

Bunshine
31-03-2009, 06:49 PM
Good they are covered past 5 but boo for no dental cover! :censored:

Only if they have a pre-existing condition will they not cover dentals. If a bun becomes 'dental' they are covered for as long as they need dental treatment:)

Sam_Spice
31-03-2009, 07:19 PM
Petplan costs be about £13/14 a month both of my pair. Ozzy already had to have a leg xray after becoming randomly lame, that with his meds cost £150ish which Petplan are paying.

I got 2 months free insurance (1 from signing up using a leaflet from p@h, and the second from taking out a year contract within the free month).

So this year my petplan bill will be £130, and they have already paid me £150 for Ozzy xray stuff so its already paid for itself! :D

elaine35uk
01-04-2009, 12:26 AM
I took Petplan for my 2 girlies at £18 a month as we paid out nearly £1000 last year for Parsley for dentals and eye problems. As we also have 2 dogs (one of whom we can't insure and has cost us £400 in the last year) and did have 2 cats. We insured the cats and were gals as Mog developed renal failure and although we lost him this month the insurance paid out over £300 for him. Won't be without the insurance now, must be the only woman in Manchester who's maxed her credit card out at the vets!!!! :lol:

Stickybun
09-05-2009, 01:08 PM
I'm just browsing around looking for some bunsurance, HelpUCover seems to be quite happy to pay for dental after two years' cover:


"If your pet requires dental treatment we would pay as long as your pet has been insured under the policy for at least 2 years and no dental treatment has been recommended during this time and your pet's teeth are regularly checked at annual intervals. We will not pay for routine checkups however or elective or cosmetic dentistry".

It also says you're covered for:

"6. the cost of dental treatment to relieve suffering due to illness, provided your pet has been insured under this policy for at least 2 years, no dental treatment has been recommended during this time and there is a history
of regular routine check ups; and

7. the cost of dental treatment as a result of an accidental injury"

Their quote and excess are both a little lower than PetPlan. They've quoted £8.18/month for Jim, and say that if you cover two rabbits (which I'll need to do) they get a month free each per year.

Don't know which to go for really. Petplan seems ok, but Jim's already had to have his teeth trimmed so I don't suppose either company will cover him anyway for his teeth :(

Confused.com, as my daughter would say!